UCO Bank PO Written Exam Sample Question Papers

UCO Bank Sample Papers 

Kolkata based UCO bank has not a very impressive quarter results for January to March with 41% dip in the net profit at Rs. 225.9 crore.  Assets of the bank have depreciated during this quarter.  Business of the bank has improved by 19% for Rs 244348 crore at the end of March 11. Balance sheet of the bank has also improved by 19% to Rs 163398 crore at the end of March 11. CASA deposit raised to Rs 31668 showed growth of 16% compared to last year. Current deposit increased by 20% to Rs. 7360 crore and saving by 15% to Rs 24308 crore, net interest margin improved by 3.07% and credit deposit ratio improved to 69.22 % at March 11.

Quarterly performance report

For the quarter January to March 11, Bank has 26% increased in the interest earned at 3068.49 crore, whereas 31% rise in the interest earned from advances at Rs 2297.55 crore. The other sources of income showed modest growth by 15% to Rs 292.06 crore and net total income up to by 14% to Rs 1136.34 crore. The bank has already provided Rs. 371.54 crore, employee benefit pension gratuity for the period of nine months, which ended December 2010. The employee cost was gone up by 32% to Rs 381.19 crore whereas, operating cost went up by 21% to Rs. 175.26 crore. As a result, the cost to income ratio was up by 49%. 

 The operating profit was stable at 3% to Rs. 579.89 crore. The provisions and contingencies flowed by 93% to Rs. 340.77 crore, and the amount provided by the bank of Rs 210.32 crore have been kept as counter cyclical provisioning buffer. Provision for bad debts decreased by 54% to Rs. 93.64 crore. As a result, PBT diminished by 38% to Rs. 239.12 crore. At last, 48% increase in the provision for taxation at Rs 13.22 crore.  

UCO Bank PO Sample Question Papers Here

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Syndicate Bank Clerk Written Exam Sample Question Papers Download

Syndicate Bank

Syndicate Bank appeared in the year 1925 in Udupi with the total investment of 8000 by three visionary's businessperson of that time. The prime objective of creating such financial organization is to extend financial support to the local individual who faced monetary crisis in the handloom industry via accumulating small savings from the community. The bank used to collect two annas on daily basis from the depositors through their agents. Even today, the Syndicate Bank follows the same culture and collects around two crore per day. 

The growth of Syndicate Bank is similar to the progress of other banks in the country. In the spans of eight decades bank has created a solid customer database of second and third generations. Good understanding of rural India and grass root realities, the bank's insight has visualized the future India. The bank is accepting all the innovation happening in banking culture without disturbing the root of its ethical values and cultural ethos. Syndicate Bank is operating as a medium for development across the country at rural, semi rural centers at the area and individual level. 

The bank is ready to take up challenges of 21st century in knowledge, information technology and competition. Complete IT plan is placed in most of the branches and knowledge of bankers is being enriched via variety of training programmes to promote customer satisfaction in every area of its activity. Latest, bank has introduced a motivated technology plan called CBS (Centralized Banking Solution) where in all the 500 branches and the ATMs are being connected with network nationwide. Planning is complete and implementation has started, expectantly in the span of four years it will be ready for customer use. In the year 1964, the name of Syndicate Bank changed to Syndicate Bank Limited. It has expanded its functionality not only domestically but also overseas.  

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State Bank of India SBI PO Written Exam Sample Question Paper

State Bank of India

State bank of India (SBI) came into force in early 19 century. It was established on 2 June 1806 with the establishment of Bank of Calcutta in Calcutta. Just after 3 years, it was redegine with the name Bank of Bengal. Just after bank of Bengal came into existence, other banks bank of Bombay and bank of Madras came into scenario. These three banks dominated most of the modern banking before they were merged and form a single bank under the name of Imperial bank of India on 27 January 1921. The overall outlook of Imperial Bank was changed with the first five years plan of independent India in the year 1951, the name of the bank also changed to State bank of India.    

The main motto of that plan is to boost the economy of the country and help the rural development, in particular. SBI appears, as a trendsetter with its functions that was carried out by 480 offices comprises of branches, sub offices, and three local head offices that was take over from Imperial bank. Toady SBI serve all banking operations to its customers and supporting financial development of the country as a whole.

The head office of SBI is located in Mumbai (Maharashtra). The overall capital of SBI is about 4812 crores and the share capital in 59.73 percent. In order to furnish various functions SBI has established many corporate centers in and outside Mumbai. It has 14 local head office and 57 zonal offices, which is located at important cities throughout the country. Recently SBI has announced its 10000 branch in the country with that we can imagine how big and better there network is when it comes to banking. 

SBI has largest number of ATMs than any other bank in the country including private bank as well. The network of the bank is incomparable. Apart from SBI, it has seven subsidiary banks like State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH), State Bank of Indore (SBIR), State Bank of Mysore (SBM), State Bank of Patiala (SBP), State Bank of Saurashtra (SBS), and State Bank of Travancore (SBT). 

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